One App, all your
Financial Needs
Manage your finances on the move with one single, user friendly app that
allows you to make payments, save money, invest, and access credit.
allows you to make payments, save money, invest, and access credit.
Our customers love us
Read what they have to say
Marley Press
"I love this app! It's so easy to use and has helped me save money for my future goals. The auto-save feature makes it a breeze to save regularly, and the investment options are great too. Highly recommend!"
Ryan Curtis
This app has been a game-changer for me. I used to struggle with managing my finances, but with this app, I can easily track my spending, set budgets, and save for the things that matter most.
James Aminoff
"I never thought investing could be so simple and accessible, but this app has changed my mind. I can invest easily track my portfolio's performance. Highly recommend for anyone looking to start investing."
Payment
Experience secure, dependable and effortless payments with CredPal. Whether you're paying for goods, a subscription, or anything else, CredPal is streamlined to make the payment process fast and straightforward.
NGN 54,800
Please enter your card details
Card number
MM/YY
CVV
Savings
Simplify your savings journey by setting a budget. Get started on saving with ease by setting goals, monitoring your progress, and enabling automatic transfers with your bank account. It couldn't be any easier!
Savings
N105,050
N105K/150K
Virtual Cards
Create a virtual credit or cash card, make secure online purchases, keep track of your spending, and have complete visibility into where your funds are going. With advanced security features, you have the ability to set spending limits and exert control over your spending.
Credit Builder
Fund your virtual card and make payments everywhere. Use your CredPal virtual card to make purchases both online and in-person with ease, and benefit from our reward-rich programs.
Move with
CredPal
CredPal
CredPal users can pay for rides or food orders on Bolt, with the option to pay now or pay later, depending on the payment options available.
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Travel with
CredPal
CredPal
CredPal users can pay for bills and services with the option to pay now or pay later, depending on the payment options available.
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Pay with
CredPal
CredPal
CredPal users can pay for fight with the option to pay now or pay later, depending on the payment options available.
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Shop with
CredPal
CredPal
The CredPal marketplace offers a wide range of products from various merchants, and users can choose to pay for their purchases in instalments.
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Start building your credit score today
Download our app to get started on your credit journey in Africa. Make the first move towards a better financial future today.
Join CredPal today
Join the millions of happy customers using CredPal to
access credit, make payments, invest, and more by downloading the CredPal app.
access credit, make payments, invest, and more by downloading the CredPal app.
CredPal is a revolutionary credit solution geared towards providing seamless credit access for businesses and individuals across developing economies.
Get the app
CredPal financial services are offered by BishopGate Microfinance Bank, fully licensed and regulated by the Central bank of Nigeria. CredPal offers innovative financial solutions including payment, savings and credit services. Our credit solution allows businesses and individuals to buy anything and pay for it in instalments across online and offline Merchants by providing them with instant access to credit at the point of checkout.
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